How to choose a payroll provider for a small business in Hampton Roads

Decide who files your payroll taxes

Some providers only calculate pay. Others file and deposit payroll taxes for you. Know which you need before you compare.

Compare fees line by line

Ask for the base fee, the per-employee fee and charges for year-end forms, off-cycle runs and corrections.

Ask about support

Find out who answers questions, how fast, and whether you get a named person or a ticket queue.

Plan the switch

If you are changing providers, ask how they import year-to-date totals and when the best time to switch is.

Get the scope in writing

Ask for a written list of what is included and what costs extra before you sign.

General information only, not professional advice. Harbor Payroll Match does not do this work. Last updated October 15, 2026.

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